function em(a1,a2,a3) {
	this.defaultError = "We were unable to process your request:";
	this.required = "the " + a1 + " is required";
	this.selected = "the " + a1 + " was not selected";
	this.range = "the " + a1 + " must be less than or equal to " + a2;
	this.rangeO = "the " + a1 + " must be greater than or equal to " + a2;
	this.rangeAbsolut = "the " + a1 + " must be less than " + a2;
	this.rangeOAbsolut = "the " + a1 + " must be greater than " + a2;
	this.stdDate = "the " + a1 + " is not in the MM/DD/YYYY format";
	this.dateMonth = "the " + a1 + " must have a month between " + a2 + " and " + a3;
	this.dateDate = "the " + a1 + " must have a date between " + a2 + " and " + a3;
	this.stmtError = "the " + a1 + " is not in the MM/YYYY format";
	this.deleteSingle = "Are you sure you wish to delete " + a1 + "?";
	this.noPayment = "at least one bill must be paid for us to process this request";
	this.badPaymentAmount = a1 + " of your payments " + a2 + " an invalid amount";
	this.badPaymentRange = a1 + " of your payments " + a3 + " an amount outside the range of " + a2;
	this.badPaymentDate = a1 + " of your dates " + a2 + " invalid";
	this.earlyPaymentDate = a1 + " of your dates " + a2 + " past dated";
	this.missingPaymentDate = a1 + " of your payments " + a2 + " missing the date";
	this.boxOrField = "enter a number into " + a1 + " or select the " + a2 + " box";
	this.numerical = "the " + a1 + " must be a number";
	this.moreThanOne = "you may not enter a 0 or a 1 for the " + a1;
	this.badAmount = "the " + a1 + " is not a correctly formatted amount";
	this.numberRange = "the " + a1 + " must be between " + a2 + " and " + a3;
	this.keyword = "the keyword " + a1 + " is not allowed in the " + a2;
	this.badPhone = "the " + a1 + " is not a correctly formatted number (999-999-9999)";
	this.badZip = "the " + a1 + " is not a correctly formatted zip code";
	this.different = "the " + a1 + " and the " + a2 + " must be different";
	this.needComments = 'if "Other" is selected as the ' + a1 + ' for this inquiry a comment is required';
	this.emptyMessage = 'you cannot send an empty message';
	this.messageTooLong = 'the message cannot contain more than 900 characters';
	this.alphaNumeric = "the " + a1 + " can only have letters or numbers";
	this.badEmail = "the " + a1 + " should be in the format 'mailbox@domain.type'";
	this.notDifferent = "the " + a1 + " and the " + a2 + " do not match";
	this.badLength = "the " + a1 + " must be between " + a2 + " and " + a3 + " characters in length";
	this.ssn = 'the Social Security # field must be a 9 digit U.S. social security number';
}